Our Services

There are many financial products in the market, and choosing the ones that best meet an individual client’s needs can be complicated without proper consultation.  Informed decisions about the products in any portfolio are best made after an assessment of individual needs.

Products and services include:

• Financial Planning
  • Current Financial Profiles
  • Retirement
  • Asset Allocation
  • Education Planning
  • Tax Strategies
  • Estate Planning
  • Life Insurance income needs
  • Disability Income needs
  • Long-Term Care needs
• Retirement Planning
  • Individual owned retirement plans-
    • Traditional IRA
    • Roth IRA
    • IRA Rollover
  • Employer based retirement plans-
    • 401(k) Plans
    • Individual (k) Plans
    • Simple IRA
    • SEP (Simplified Employee Pension Plans)
    • Money Purchase Plans
    • Profit Sharing Plans
    • Defined Benefit Plans
• Investment Management
  • Active Portfolio Management
    • Stocks
    • Bonds
    • Mutual Funds
    • Alternative Investments
    • 529
  • Passive Portfolio Management
    • ETF’s
• Estate Planning
  • Minimizing Estate Tax
  • Maximizing Wealth Transfer
  • LIT/QTIP
  • Charitable Gifting (Private foundations and Public charities
  • Annual gifting
  • Guardianships
  • Revocable/Irrevocable Trust asset management
• Tax Strategies
  • Personalized Tax Strategies coordinated with your financial goals
  • Effective Tax Law interpretation and integration into your financial plan
  • CPAs on staff
  • Tax Preparation
  • Entity Selection
  • Business Startups
• Insurance Strategies
  • Life Insurance
    • (Term, Whole Life, Variable Universal Life, Index Universal Life)
  • Annuities
    • Fixed and Variable (Immediate and deferred)
  • Individual, Business and Group Products
  • Long-Term Care
  • Disability